SettleOps
Get paid by a foreign client. Without losing the thread on the finance side.
When timing, fees and FX become a real issue, what you need most is a clear process, clean proof and simple reconciliation.
Non-custodial. We never touch your funds.
The right outcome is not just to get paid
A rail adapted to the country, the amount and the urgency. Not a vague promise about an international transfer.
A clear trace of the payment received, with date, amount, counterparty and supporting proof.
A simple path to link the invoice, the receipt and the follow-up on the firm side.
The 4 situations that trigger this need
United States, Asia, Middle East. SWIFT becomes slow and costly, especially if several intermediary banks sit in the middle.
Delivery, production, subcontracting. You cannot wait several business days and bank cut-off times.
You invoice in USD, you receive in EUR. Real rates and fees can be hard to anticipate.
Recurring payments. Beyond a certain volume, a standardised method reduces stress and the accounting burden.
The larger the amount, the more visible the difference in fees and timing becomes. And the more the guardrails matter.
Some flows and payment labels trigger controls. A cautious and documented approach helps you stay calm.
Two possible rails, depending on the context
Bank rail
The standard. Very good in the SEPA area. More variable outside SEPA.
- Timing and cut-off depend on the banks and the country
- Fees are sometimes incomplete at the start
- FX and commissions vary
Stablecoin rail
USDC or EURC as the settlement method. Fast, 24/7, public proof, then conversion to euros if needed.
- Receipt in minutes in many cases
- Known network fees, often low on Base
- Simple traceability for reconciliation
The right choice mostly depends on the client's country, the amounts and the frequency. The diagnostic is there to decide quickly.
A process that does not depend on luck
Clear invoice and terms
The invoice stays in EUR or USD. The settlement method is explicit. Network, address and test rule.
Test rule and whitelist
A micro-test validates the address. Then you lock it. This is the simplest guardrail.
Proof and reconciliation
TXID, timestamp, amount. Traceability is better than a banking PDF. The reconciliation sheet links it back to the invoice.
Conversion to euros if needed
You choose a compliant conversion provider. Then a SEPA transfer to the business account. SettleOps shows you the simplest path for your case.
Useful resources
Receive USDC or EURC. The workflow and the good practices.
Stablecoin accounting guide. Documents, proof and monthly routine.
Payment security. Whitelist, tests, recovery and best practices.
Frequently asked questions
How long does an international transfer take
My client does not know stablecoins
Should I invoice in stablecoin
How do I avoid an address mistake
You want a simple process to get paid faster.
In 15 minutes we look at your client countries, amounts, currencies and your accounting flow. You leave with a clear plan and a Starter or Pro choice.
Learn more. USDC and EURC payments · Fast international payment · SWIFT alternative · Reduce fees