SettleOps
Fast international payment. Without sacrificing proof or accounting.
Reducing delays is not enough. You also need a readable rail, usable proof and a simple process for finance and accounting.
Non-custodial. We never touch your funds.
A faster payment must still stay clean to reconcile
A timeline that is more predictable than the slowest or most opaque international transfers.
A time-stamped payment trail, usable without a manual investigation or endless back and forth with the client.
A simple method to link the payment to the invoice and keep reconciliation clean.
The 6 classic symptoms of an international payment that goes off track
Bank cut-off times, weekends and intermediaries. One payment can take several days.
Sending fees, receiving fees, correspondent fees. The total is often unpredictable.
Opaque rate, hidden margin and sometimes several conversions. Hard to explain and hard to control.
Information arrives late, often in PDF, and reconciliation becomes a mini investigation.
One IBAN entered incorrectly, one missing field, and the payment bounces back. You lose time and energy.
A supplier is waiting. A delivery is blocked. You do not have a reliable backup plan.
A simple logic. Keep the wire, add a smoother rail
In many cases, the wire remains fine. The problem starts when delays or friction become recurring. The idea is not to replace everything. The idea is to add a robust option, working 24/7, with time-stamped proof.
We do not sell a buzzword. We implement a process. And we write it down in black and white for your clients and your accountant.
For the technical detail, see USDC and EURC payments.
Situations that convert well
Clients in the United States, the United Kingdom, Asia, the Middle East. The longer the banking chain, the more friction rises.
Major services or purchases. One friction point costs more than the setup.
Several payments per month. The method pays off quickly if you repeat the same problem.
A 5-step workflow. Clear for the client. Clean for accounting.
You invoice as usual
The invoice stays in EUR or USD. The settlement method can be a wire or another rail. Nothing vague.
You send a simple instruction
Client message, network, address, and test rule. The client knows what to do, without improvising.
The client pays. You get proof
Amount, timestamp, transaction ID. Public and immutable proof.
Reconciliation with a single sheet
One line per invoice. One line per receipt. And the link to the proof. Your accountant does not have to guess.
Conversion to euros if needed
Depending on your volumes and your bank, we choose a conversion path that is simple and compliant, then a SEPA transfer to your account.
Useful resources
Whitelist, test rule, recovery. See Payment security.
Proof, reference value, and routine. See Stablecoin accounting guide.
USDC and EURC on Base, Ethereum as an option. See USDC and EURC payments.
Related guides. SWIFT alternative · Reduce fees · Get paid by a foreign client
Frequently asked questions about international payments
Why is a SWIFT transfer so slow
Do I need to invoice in stablecoin
Can I convert to euros easily
Is it suitable for an SME
You want to reduce international payment delays.
In 15 minutes, we look at your client countries, your amounts, and your process. You leave with a simple plan and a Starter or Pro recommendation.
Learn more. USDC and EURC payments · Accounting guide · Security