SettleOps
Receive USDC or EURC.
Keep finance and accounting clear.
SettleOps turns B2B stablecoin payments into reconciled, provable and finance-ready flows.
Invoice link, timestamped proof, reference value, reconciliation file and a method your accountant can actually work with.
Julien. Founder of SettleOps. Based in Europe. More than 50 professionals supported since 2018.
Free. No commitment. Reply within 24 hours.
Remote support worldwide.
Who it is for
First for agencies, studios, service businesses and SaaS companies in Europe with international clients. Also for finance teams, external CFOs and firms that need a clear method around B2B stablecoin payments.
You get paid outside the euro area and need clean proof, a clear status and simple reconciliation.
You have several flows or several stakeholders. Finance needs more than a wallet address.
You want a documented routine, standard deliverables and a workflow that fits the rest of the accounting stack.
How it works
The logic stays familiar. Invoice, payment, proof, then reconciliation. The difference is that an on-chain transfer must be turned into something finance can read and defend.
Invoice
Invoice in EUR or USD. Payment method in USDC or EURC. Clear payment reference from the start.
Payment
Base by default, Ethereum on request. Test rule and guardrails adapted to your amounts and workflow.
Proof
TXID, explorer link, timestamp, wallet used and reference value documented at the right time.
Reconciliation
Invoice linked, status set, evidence stored and a clean package for your firm or finance team.
Guardrails
Stablecoins reduce friction, but they do not forgive address mistakes or vague workflows. SettleOps gives you a method that lowers operational risk and makes responsibilities clear.
Base by default. Low fees and fast finality. Ethereum on request.
Small-value test transfer above a threshold. This brings the risk close to zero.
Whitelisted addresses, visual check and no blind copy-paste.
Client guide available. Ready to send to your clients.
Finance and accounting
The promise is simple. Receiving a payment is not enough. You also need an invoice link, evidence, reference value, a clear status and a package that finance and accounting can rely on.
Invoice date and receipt date tracked separately.
Invoice, transaction link, reference rate when needed and conversion history if funds return to EUR.
Monthly reconciliation. Fund status. Conversion or outgoing payments tracked cleanly.
| Receipt date | Client / Invoice | Amount | EUR value | Proof | Status |
|---|---|---|---|---|---|
| 12/01/2026 | Client A. Invoice 2026-04 | 2,450.00 USDC | €2,268.50 | Tx | Reconciled |
| 10/01/2026 | Client B. Invoice 772 | 14,200.00 EURC | €14,200.00 | Tx | Reconciled |
| 08/01/2026 | Client C. Invoice 12 | 800.00 USDC | €741.20 | Tx | Reconciled |
Illustrative example. A clean base for proof and accounting reconciliation.
Example case
Anonymised example based on a typical situation. The goal is simple. Turn a stablecoin payment into a finance-ready flow.
Service company based in Europe. Clients outside the euro area. Payments in the low to mid five figures.
Payment received in USDC within minutes. Evidence package built. Reconciliation handled through one sheet and one simple note.
Pilot structured in a few days. Whitelist, micro-test above a threshold and a documented finance routine.
You have a similar case. Book a 15-minute call.
Offers
Two fixed-price pilots. The goal is not just to get paid. The goal is to make the flow clean, provable and usable on the finance side.
The cost of one pilot is often lower than the hidden cost of a single badly documented payment lost in reconciliation.
Your first clean stablecoin workflow
- Rapid audit of the current flow and use case
- One target workflow around USDC or EURC
- Client guide and payment messaging logic
- Standard proof package with TXID, timestamp, reference value and invoice link
- Reconciliation sheet template
- Accounting guide template for your firm or team
Multi-flow workflow and product preparation
- Everything in the Simple Pilot
- Several use cases or several flow types
- More complete internal operating manual
- Tooling recommendations and export logic
- Preparation for future software-layer onboarding
- Handover session with finance, operations or your accounting firm
Fixed-price pilots. Recurring plans and partner offers on request. You remain in control of your funds. Ongoing support can continue after the pilot.
Question before booking. Email contact@settleops.co
Resources
Short, concrete guides. The goal is to understand quickly, decide, then move.
Decisions, controls, proof and accounting. Launch a clean pilot in 7 days without improvising.
Speed up B2B international payments without unnecessary banking friction. Use cases, process and common traps.
When SWIFT becomes too slow or too opaque. Realistic options, selection criteria and the right method.
See what really costs money. Reduce fees without breaking accounting or increasing operational friction.
Receive payments from an international client with clear proof, a simple routine and no surprise later.
Invoice in EUR or USD, receive in USDC or EURC, then reconcile cleanly. The method in plain English.
The guardrails that prevent mistakes. Whitelist, test, validation and simple rules that hold up in practice.
You want to check if this makes sense for your case. Book a 15-minute call
FAQ
Why not keep a standard bank transfer
What does SettleOps actually do
Is it legal
Will my accountant struggle
Do you have something I can send to my accountant
How do I convert USDC or EURC back to euros
Who is this for
What happens if someone makes a mistake
Which stablecoins and which network
15-minute call
Three inputs are enough. Country, amount and frequency. Then we confirm whether the simple or structured pilot is relevant for your case.
Book a slot through Calendly and prepare these three inputs.
- Country or region of the payer
- Average amount and transaction type
- Payment frequency
Free diagnostic. You leave with a clear recommendation, pilot scope and the right approach for your flow.